Investing | Clarity

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The Clarity Blog
Planning, Saving, Investing

Welcome to the Clarity blog.

Here you will find easy-to-read, unbiased, lingo-free information on topics related to investing, saving, and financial planning from me, Anita Bruinsma. I have 25 years of experience living and breathing finance and founded Clarity to bring affordable and accessible personal financial advice and education to Canadians.

If you would like some personal financial planning and investing guidance or are interested in learning more about money through one-on-one conversation, check out the Services page and email me - let's talk!

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Investing is simple. Don't let the internet tell you otherwise.

Investing is simple. Don't let the internet tell you otherwise.

Investing is simple. Don't let the internet tell you otherwise.

Investing is simple. You don't need complex products.

Apr 194 min read

Stock market volatility

Stock market volatility

Getting perspective on the stock market

Please don't panic about the stock market.

Mar 164 min read

When Rising Markets Cause Angst

When Rising Markets Cause Angst

When Rising Markets Cause Angst

Sometimes a strong market run makes people nervous When the stock market has a strong upward run, people get nervous. They wonder how...

Nov 13, 20245 min read

ARe my returns good?

ARe my returns good?

ARe my returns good?

What’s a good return, anyway? The most important piece of information about your investment portfolio is how it has performed. And yet,...

Jun 26, 20245 min read

Are you getting the most out of your financial advisor?

Are you getting the most out of your financial advisor?

Are you getting the most out of your financial advisor?

Your financial advisor is probably pretty busy. If your financial advisor gets paid using the “assets under management” model - and many...

May 12, 20246 min read

Online Brokers

Online Brokers

Online Brokers

If you’ve decided that you want to manage your own investments and use ETFs, you might be asking “Now what?” If you’re investing in ETFs,...

Mar 12, 20244 min read

ETFs and Mutual Funds

ETFs and Mutual Funds

ETFs and Mutual Funds

A quick overview of what you need to know.

Feb 26, 20244 min read

Active vs Passive Investing

Active vs Passive Investing

Active vs Passive Investing

Learn the difference between active and passive investing.

Feb 8, 20246 min read

Asset Allocation Made Easy

Asset Allocation Made Easy

Asset Allocation Made Easy

Investing is full of lingo and buzzwords. It’s similar to sailing, a pastime that has developed its own vocabulary which, if you’re new...

Jan 25, 20244 min read

Financial Advisor Fees Demystified

Financial Advisor Fees Demystified

Financial Advisor Fees Demystified

Do you know how much you’re paying your financial advisor? If you don’t, you’re not alone. Figuring out just how much you are paying...

Nov 1, 20235 min read

The stock/bonds/cash question

The stock/bonds/cash question

The stock/bonds/cash question

Asset allocation isn't dead One of the credos of the investment industry is that you need to own bonds as part of an investment...

Oct 17, 20235 min read

When Investing Feels Rotten

When Investing Feels Rotten

When Investing Feels Rotten

DIY investors need a special kind of fortitude Those who keep an eye on the stock market will have noticed that the it has been a little...

Oct 4, 20234 min read

Personal Finance Hogwash

Personal Finance Hogwash

Personal Finance Hogwash

5 phrases you need to stop feeling bad about When it comes to money, there are many opinions floating around. Spend 10 minutes on You...

Sep 27, 20234 min read

Which accounts are right for me?

Which accounts are right for me?

Which accounts are right for me?

So many choices for your savings Saving is boring. Putting money aside for the future detracts from our ability to spend today, and the...

Sep 13, 20235 min read

You get what you pay for

You get what you pay for

You get what you pay for

Online brokers with free trading have their limitations.

Jul 18, 20233 min read

Choosing ETFs

Choosing ETFs

Choosing ETFs

There are too many ETFs available but don't let it overwhelm you. Easily narrow down the options.

Jun 1, 20235 min read

Foreign Concepts

Foreign Concepts

Foreign Concepts

Canadians need international exposure for proper diversification.

May 17, 20234 min read

Fund Facts

Fund Facts

Fund Facts

Differentiating between important and unimportant information makes choosing an ETF a lot easier.

May 10, 20236 min read

No house? No problem.

No house? No problem.

No house? No problem.

Owning a home isn't the only way to build wealth.

May 3, 20234 min read

The Million Dollar Question

The Million Dollar Question

The Million Dollar Question

This commonly-cited retirement figure doesn't have to be intimidating A million dollars. That’s the number that seems to come up a lot...

Apr 25, 20235 min read

Check out my favourite quotes to inspire you!

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