Let's talk about the stock market   Stock markets keep going up. It seems unbelievable given what’s going on in the world. Despite wars, chaos in US politics, and a disruption in the transportation of oil, to name just a few headlines, investors keep piling into stocks. The Canadian market is up 8% so far this year, the US is up almost 3%, European markets have risen by 5%, and the world overall is up 4%.      Sure, we can come up with all kinds of reasons why stocks are still doing well, but...

The last blog post I wrote about all-in-one ETFs was back in 2022. It’s time to bring the conversation about all-in-one ETFs back to the top of the blog list, and refresh the conversation. Since that first post, I’ve talked about this product with hundreds of clients, and my views on all-in-one ETFs have not changed: all-in-one ETFs are great value and an easy and effective way to invest.   There’s a lot to like about this investment, including:   ·      It does the job of choosing which...

Canadians love their dividends, and who can blame them? Having money land in your investment account feels like free money. Dividends get a lot of attention in the personal finance realm online, with people touting them as a reliable source of income without having to dip into their capital.   For some people, the idea of living off dividends is a dream. While this seems like an amazing feat, investing to generate dividends isn’t all it’s cracked up to be. As the saying in finance goes,...