Clarity Personal Finance Blog | Clarity

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The Clarity Blog
Planning, Saving, Investing

Welcome to the Clarity blog.

Here you will find easy-to-read, unbiased, lingo-free information on topics related to investing, saving, and financial planning from me, Anita Bruinsma. I have 25 years of experience living and breathing finance and founded Clarity to bring affordable and accessible personal financial advice and education to Canadians.

If you would like some personal financial planning and investing advice or are interested in learning more about money through one-on-one conversation, check out the Services page and email me - let's talk!

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The Advice Conundrum

Nov 8, 2022
5 min

The Advice Conundrum

Have you ever wondered why financial advice is so hard to get? The reality is that it's hard to offer unbiased and affordable advice.

Common Knowledge

Oct 31, 2022
4 min

Common Knowledge

There are certain areas in our lives where common knowledge is important. Money is one of them.

The Lure of Dividends

Oct 25, 2022
5 min

The Lure of Dividends

When investing in dividend-paying stocks, higher isn't always better. A high yield can be a warning sign.

Income from Dividends

Oct 11, 2022
5 min

Income from Dividends

Getting income from dividends can seem like an elusive pipe dream - but the reality is anyone with savings can do it.

3 ways to achieve stock market zen

Oct 5, 2022
4 min

3 ways to achieve stock market zen

Watching the value of your investments fluctuate can be stressful. Come to terms with market volatility to feel more at peace.

The Cost of University

Sep 27, 2022
5 min

The Cost of University

If university is on your child's radar, it's time to figure out the cost, including tuition, residence, food and other expenses.

Why'd they have to go and make things so complicated?

Sep 19, 2022
4 min

Why'd they have to go and make things so complicated?

Investing in the stock market has become easier - but not simpler. Cut through the complexity with three tips for choosing ETFs.

How (Not) to Compete with the Investment Professionals

Sep 12, 2022
3 min

How (Not) to Compete with the Investment Professionals

For the individual investor like you and I, investing isn't a competition. Don't worry about what the pros are doing.

Keeping Up

Sep 5, 2022
4 min

Keeping Up

Keeping up used to mean nice cars and Louis Vuitton handbags. But it's so much more subtle than that.

How to Be a Stock Market Trader

Aug 29, 2022
4 min

How to Be a Stock Market Trader

Buying and selling ETFs, stocks and mutual funds is easy. Don't let images of chaotic trading floors and trading desks tell you otherwise.

Your Home and Your Retirement Part 2

Aug 16, 2022
4 min

Your Home and Your Retirement Part 2

Using your HELOC in retirement might help you to retire sooner or with a higher standard of living.

Your Home and Your Retirement

Aug 8, 2022
3 min

Your Home and Your Retirement

Don't ignore the value of your home in your retirement plan.

Name it to Tame it

Jul 26, 2022
3 min

Name it to Tame it

Money permeates our lives and takes up brain space. Identifying our thoughts about money can help us feel financially happier.

How to fully revel in your vacation

Jul 19, 2022
4 min

How to fully revel in your vacation

Travel is a big-ticket item in our budget. With a little planning, you can make the cost of your vacation feel easier to manage.

All-in-One ETFs

Jun 27, 2022
3 min

All-in-One ETFs

All-in-one ETFs are a very simple way to get diversification for a low price.

Where to park Your cash

Jun 20, 2022
4 min

Where to park Your cash

Despite its simplicity, even cash deserves to be treated well. Not all cash should be left in a chequing account.

Getting started is the hardest part

Jun 13, 2022
4 min

Getting started is the hardest part

Getting started on your finances can be hard. What kind of help do you need? Who should you ask? Financial procrastination can be overcome.

Why picking stocks is so hard

Jun 7, 2022
5 min

Why picking stocks is so hard

Picking stocks is really hard. Doing proper research requires a lot of time and effort.

Three ways to invest in ETFs

May 30, 2022
3 min

Three ways to invest in ETFs

Robo-advisors and all-in-one ETFs make ETF investing easy, while keeping the fees low.

What's Your Retirement Number?

May 24, 2022
4 min

What's Your Retirement Number?

Many factors go into your retirement savings estimate. Understanding what they are can help you get a more personalized number.

Check out my favourite quotes to inspire you!

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