Coaching sessions are usually done by video. This means that we can work together no matter where you are. We will generally have three to five sessions, with email follow-up in between.
There is no "one way" to engage in financial coaching. One or more of the packages below may work for you, however you might not fit neatly into any of them. In all cases, we will have an initial phone conversation to determine what you need and I'll provide you with a proposal up front outlining what work we will do together, how many sessions we will have, and how much it will cost you. We will work together to find the service that's right for you.
Financial coaching is an investment in you and your family. Your return on investment comes in the form of maximizing the money you have, saving for future goals, better investment choices, lower fees and most of all, peace of mind. You can read more here.
The Clarity Package
This package is right for you if you want to:
Understand where you stand financially
Tidy-up messy areas of your financial life
Get a firm grasp on what you need to do to be financially healthy
We will look at your entire financial picture, identify
what areas need attention, and develop plans
to make sure your finances are in good order.
The goal is to send you on your way feeling confident that you can handle your finances and know when and who to ask for help.
The five areas we will focus on:
Your financial values, beliefs, and knowledge
Cash flow and spending, including building a spending tracker
Savings needs and a developing a plan for your savings
Debt management and how to optimize credit
Investment review and explainer
We will have five in-person, phone or video sessions
of about an hour each over about three months,
plus periodic check-ins to make sure you are on track with the tasks you need to do.
Confidence in your financial health and abilities
We will make a plan to realize your savings goals, big and small, including retirement. We can explore how you prioritize these goals, and what you are willing to do to achieve them. I will do an analysis of how much you need to meet your goal and suggest a savings plan.
A conversation to talk about and prioritize your savings goals
A document summarizing your goals, a savings plan to get you there, and a spreadsheet with the numbers
A conversation to discuss the savings plan and any obstacles in your way.
A check-in to see how you are progressing
A savings plan on auto-pilot that gives your confidence you will get there
I will review your investments and provide
an analysis of your portfolio. I will offer suggestions with the goal of minimizing fees and ensuring you have the proper asset allocation for your needs.
An initial meeting to explore where you are today
A document summarizing and explaining the investments you have
A meeting to explain and discuss your options
A written summary of the conversation and suggestions for your portfolio
A check-in to see how you are progressing and to answer further questions
Know what are you are invested in and confidence that you are invested properly
Become a DIY Investor
If you've ever wanted to learn how to do your own investing, here is your chance. I will explain what
it means to be a "do-it-yourself" investor, how to get set up, and how to place trades. We will discuss
your investment options and I will walk you through the process of opening your accounts, transferring funds and placing your first trades.
Three one-hour conversations over 8 to 12 weeks to discuss what it means to be DIY, learn the ropes of your platform, and review investment options
One hour of conversation or email time to check in and ask questions
A document summarizing our conversations and "to do" items
Save money on investment management fees and be in control
The Young Person's Crash Course
The most beneficial time to learn about
your finances is when you are just starting out.
Learn about budgeting, automated savings programs, spending traps, banking tips, using credit, RESPs
and TFSAs, and investing. This power package
is designed to give you confidence in your financial life and help you start out right. It's much easier to avoid financial problems by starting out right than solving them later on.
Four one-hour meetings
Presentation deck summarizing the key points
Three 15-minute check in sessions.
Start off right to maximize your money over your lifetime
I am here to be that person you go to for financial guidance, advice and information. We will have an in-person, phone, or video conversation to talk about whatever you need.
You might be facing a financial decision and are looking for some guidance and perspective. Or, you might have a series of questions you want answered in an efficient manner.
Have an unbiased coach to help you when you need it
$150 / hour