You've been saving for years and now the time is almost here: retirement. Quitting work can feel oddly stressful, especially if you aren't sure how long your savings will last. Wouldn't it be great to see a year-by-year outline of your expenses, pension payments, government benefits, and savings withdrawals? 

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This retirement planning package will give you just that. Taking into consideration your specific circumstances, I will show you how much you can spend, and where to take the money from each year to make things tax-efficient. We can account for all kinds of factors, like extra spending on things like travel, a new car, or helping out the kids financially. If you want, we can plan for long-term care costs later in life. This plan also factors in your properties like your home or a rental unit, and shows how much you would net from a sale and how this contributes to funding your retirement. 

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I will also look at your investments to make sure that you have the right asset allocation, and identify any red flags in your holdings. This is crucial because your savings and investments need to be aligned with your retirement fund withdrawals.

 

This service includes: 

• A comprehensive report (lots of numbers) of your finances in retirement;

• A document that summarizes the report, and provides  a review of your investments;

• An optional one-hour meeting to discuss the report, at an extra cost.​​​​

Cost:

• Retirement plan with a written report: $2,000 for a couple, $1,200 for one person

• One-hour meeting: $225

• Retirement income tables (numbers only) without a written report: $1,000 for a couple, $500 for one person

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Retirement planning helps you feel calm and confident about retiring at the right time. ​

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Please note: I do not work with people who have money in corporations, unless it is a nominal amount (under $100,000).